The whole premise of this program makes little sense. Unless one has the income to comfortably support owning something expensive, they should not buy; home, car, education, does not matter what. Home ownership is financially draining and Thurston County and most western Washington very expensive. Low-income people should not own a home here. Low-income folks should rent, and if they do acquire the needed funds, buy in a less expensive place.The 2008 financial disaster heavily related to this exact problem, people taking on debt they could not support, and lenders making loans to people they knew would struggle to make payments.
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