Black people have historically been discriminated against in home ownership with redlining of neighborhoods and it being hard for them to get loans to buy houses. Because it was so difficult for black people to buy homes they have not been able to acquire wealth that comes from the equity in a house. Increasing Blacks opportunity to buy homes is a small way of reparation for the past wrongs done to Blacks by white people.
It is also true that all people with low incomes should get an opportunity to be a home owner. More affordable housing is very much needed for all.
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